First Horizon Mobile Banking

Description

First Horizon Mobile Banking brings the full power of your bank account right to your smartphone with a clean and intuitive interface. The app allows customers to check balances, transfer funds and pay bills without ever stepping foot in a branch. Users can deposit checks by simply taking a photo, saving time and hassle compared to traditional banking methods. First Horizon has designed this app with security in mind, featuring biometric login options and instant account freeze capabilities if you suspect fraud. The app also provides helpful budgeting tools that categorize your spending and help you track financial goals over time.

Key Features

• Mobile Check Deposit: Skip the trip to the bank by depositing checks using your phone's camera. The app guides you through the process with clear instructions and typically makes funds available within one business day.
• CardGuard Protection: Take control of your debit and credit cards with instant freeze capabilities and transaction alerts. You can turn cards on or off with a single tap and set spending limits for different merchant categories.
• Zelle Integration: Send money to friends and family instantly using just their email address or phone number. The integration works seamlessly within the app and doesn't require recipients to download anything if they bank with a Zelle partner.
• Financial Insights: Track your spending habits with automatically categorized transactions and personalized reports. The app shows your spending trends over time and can alert you when you're approaching budget limits you've set.

Tips for Using First Horizon Mobile Banking

1. Set up account alerts to receive notifications about low balances, large transactions or when deposits clear. These customizable alerts can help you stay on top of your finances and catch potential fraud early.
2. Use the app's scheduling feature to set up recurring transfers between your accounts to automate your savings plan. You can schedule transfers to coincide with your payday to ensure you're consistently putting money aside.
3. Take advantage of the in-app messaging feature when you have questions instead of calling customer service. The secure messaging often provides faster responses for non-urgent matters and gives you a written record of the conversation.
4. Explore the card management settings to set up travel notifications before going out of town. This prevents your card from being declined due to unusual location activity and gives you one less thing to worry about during your trip.

How to Download and Use First Horizon Mobile Banking

1. Download the app by clicking on the Google Play Store button if using Android, or use the Apple Store button for iOS. The app is free to download and compatible with most modern smartphones and tablets.
2. Open the app and select 'First Time User' to begin the enrollment process using your existing bank account information. You'll need your account number, social security number and other identifying information to verify your identity during this secure setup process.
3. After logging in, take time to explore the bottom navigation menu which provides access to all major features. You can customize your dashboard by selecting which accounts appear first and setting up shortcuts to your most frequently used banking tasks.

Final Thoughts

After using First Horizon Mobile Banking for several weeks, I've found it strikes a good balance between functionality and ease of use. The app performs reliably with minimal crashes and quick loading times even when checking transaction history. While the budgeting tools aren't as robust as dedicated finance apps, they provide enough insight for basic money management needs. The security features particularly stand out, with the instant card freeze function giving peace of mind if you misplace your card. For First Horizon customers, this app eliminates most reasons to visit a physical branch and makes day-to-day banking significantly more convenient.